Cowdidocs

Get the caller's account

GET
/v1/accounts/{accountId}

Returns one of the caller's accounts by its account ID. The response is a current, credit, Flex Credit, or loan account, discriminated by the type field. Requires an authenticated, active user. Returns 404 when the account does not exist or does not belong to the caller.

AuthorizationBearer <token>

Create a client with POST /v1/oauth/clients, then exchange its credentials for an access token. AUTHORIZATION_CODE clients act on behalf of a signed-in user and always use PKCE; CLIENT_CREDENTIALS clients act as themselves. A client may only be granted scopes its creator already holds — read the grantable list from GET /v1/oauth/clients/scopes.

In: header

Path Parameters

accountId*string

Unique identifier of the account.

Formatuuid

Response Body

application/json

application/json

application/json

application/json

application/json

application/json

application/json

curl -X GET "https://example.com/v1/accounts/550e8400-e29b-41d4-a716-446655440000"
{  "id": "550e8400-e29b-41d4-a716-446655440000",  "resource_id": "acc_2n1t201rmv87aae5j4csam8000",  "account_number": "29384756",  "user_id": "660e8400-e29b-41d4-a716-446655440111",  "type": "CREDIT",  "credit_limit": -5000000,  "available_limit": -2000000,  "available_balance": -3000000,  "balance": {    "total_charged": -3000000,    "principal_used": -2500000,    "total_outstanding": -3000000,    "total_paid": 0,    "breakdown": {      "principal_outstanding": -2500000,      "interest_outstanding": -500000,      "arrears_outstanding": 0,      "penalty_outstanding": 0    }  },  "currency": "KES",  "due_date": "2025-10-31",  "final_payment_due_date": "2025-10-31",  "status": "ACTIVE",  "fee_basis_points": 300,  "interest_rate": {    "basis_points": 300,    "period_value": 1,    "period_unit": "WEEKS"  },  "tenure": {    "duration": 4,    "unit": "WEEKS"  },  "billing_period": {    "value": 1,    "unit": "WEEKS"  },  "limits": {    "overdraft_limit": 500000,    "minimum_transfer_amount": 1000,    "maximum_transfer_amount": 5000000,    "daily_transfer_limit": 10000000  },  "auto_renews": true,  "paid_at": "2025-10-31T14:30:00",  "can_transact": true,  "created_at": "2025-09-01T10:15:30Z",  "updated_at": "2025-10-15T14:22:00Z"}
{  "code": "BAD_REQUEST",  "description": "Bad Request"}
{  "code": "UNAUTHORISED",  "description": "Unauthorised"}
{  "code": "FORBIDDEN",  "description": "Forbidden"}
{  "code": "BAD_REQUEST",  "description": "Invalid input"}
{  "code": "RATE_LIMIT_EXCEEDED",  "description": "Too Many Requests"}
{  "code": "INTERNAL_ERROR",  "description": "Internal Server Error"}