Cowdidocs

Get the caller’s current application

GET
/v1/kyc/applications/current

Returns the authenticated user’s most recent KYC application. For members of a self-onboarding organization, a first retrieval with no application provisions the merchant prospect and an INDIVIDUAL application instead of returning 404.

AuthorizationBearer <token>

Create a client with POST /v1/oauth/clients, then exchange its credentials for an access token. AUTHORIZATION_CODE clients act on behalf of a signed-in user and always use PKCE; CLIENT_CREDENTIALS clients act as themselves. A client may only be granted scopes its creator already holds — read the grantable list from GET /v1/oauth/clients/scopes.

In: header

Response Body

application/json

application/json

application/json

application/json

application/json

application/json

curl -X GET "https://example.com/v1/kyc/applications/current"
{  "id": "550e8400-e29b-41d4-a716-446655440000",  "user_id": "a169451c-8525-4352-b8ca-070dd449a1a5",  "organization_id": "cowdi",  "user_type": "INDIVIDUAL",  "merchant_type": "SOLE_PROPRIETOR",  "status": "DRAFT",  "source": "USER",  "documents": [    {      "id": "3fa2c1d4-8b8e-4c9a-9c9e-1f2e3a4b5c6d",      "document_type": "NATIONAL_ID",      "document_sub_type": "string",      "document_number": "string",      "expiry_date": "string",      "presigned_url": "string",      "uploaded_at": "2026-06-04T10:20:00.000Z"    }  ],  "verification": {    "provider": "SMILE_ID",    "provider_job_id": "string",    "result": "PASSED",    "confidence_score": 0,    "completed_at": "2026-06-04T10:20:00.000Z"  },  "verification_reason_code": "string",  "external_reason_code": "DOCUMENT_IMAGE_UNUSABLE",  "external_reason": "Part of your ID document was cut off. Retake the photo with all four corners of the document inside the frame.",  "resubmission_count": 0,  "force_new_enroll": true,  "reapply_blocked_until": "2026-06-04T10:20:00.000Z",  "submitted_at": "2026-06-04T10:20:00.000Z",  "created_at": "2026-06-04T10:20:00.000Z",  "updated_at": "2026-06-04T10:20:00.000Z"}
{  "code": "INVALID_PARAMS",  "description": "user_id must be a UUID",  "identifier": "string",  "invalid_params": [    {      "path": "user_id",      "reason": "must be a UUID",      "sub_code": "string"    }  ]}
{  "code": "INVALID_PARAMS",  "description": "user_id must be a UUID",  "identifier": "string",  "invalid_params": [    {      "path": "user_id",      "reason": "must be a UUID",      "sub_code": "string"    }  ]}
{  "code": "INVALID_PARAMS",  "description": "user_id must be a UUID",  "identifier": "string",  "invalid_params": [    {      "path": "user_id",      "reason": "must be a UUID",      "sub_code": "string"    }  ]}
{  "code": "INVALID_PARAMS",  "description": "user_id must be a UUID",  "identifier": "string",  "invalid_params": [    {      "path": "user_id",      "reason": "must be a UUID",      "sub_code": "string"    }  ]}
{  "code": "INVALID_PARAMS",  "description": "user_id must be a UUID",  "identifier": "string",  "invalid_params": [    {      "path": "user_id",      "reason": "must be a UUID",      "sub_code": "string"    }  ]}